TBBK

BancorpC

Nasdaq / Banks

At close

2026-06-03

Current thesis

Improving NIM and modest credit improvement lead to sustained earnings upside and multiple expansion toward high-single-digit premium to peers.

Posture

Mixed

Lead driver

Sentiment

What changed

Sentiment remains the lead driver in the composite, 7D delta +4.1.

What can break

Concentration losses in fintech/specialty lending

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $76.50 · Bull $90.00 · Bear $55.00

Data freshness

Prices

As of 2026-06-03

Fundamentals

As of 2026-06-02 • Vendor: Data Vendor v1

Scores

As of 2026-06-03 • Model: HYBRID_IC_RP

AI Memo

As of 2026-01-30 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-06-03

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $71.67

Why

Momentum16 · Δ7d +0.6

Value57 · Δ7d -2.2

Sentiment80 · Δ7d +4.1

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Sentiment · See AI snapshot

Momentum

34% active weight

Current posture

7d trendImproving

Δ7d

+0.6

Δ21d

-10.7

Value

32% active weight

Current posture

7d trendSoftening

Δ7d

-2.2

Δ21d

-0.1

Sentiment

33% active weight

Current posture

7d trendImproving

Δ7d

+4.1

Δ21d

+5.5

Why this grade

Composite grade C. Momentum 15.7 / Value 57.0 / Sentiment 79.8

Fundamentals (TTM)

As of 2026-06-02

Market Cap

$2.27B

Beta

1.32

Shares Out

43.92M

P/E (TTM)

14.5

P/S (TTM)

4.49

P/FCF (TTM)

8.02

Rev YoY

-2.4%

EPS YoY

+13.4%

Gross Margin

Op Margin

+44.8%

Net Debt

$117.63M

Current Ratio

As of 2026-06-03 • Updated nightlySource: Internal modelMethodology