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SSB

SouthState BankC
NYSE / Banks
Last Price
Quote time unavailable
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Current thesis
Nine-percent annualized Q3 loan and deposit growth, a broadly stable margin, low 0.09% annualized net charge-offs, and continued capital returns could support earnings and tangible-book-value growth if expense pressure moderates. [#SEC-8K-2026-10-21]
Posture
Mixed
Lead driver
Value
What changed
12 setup hits (3d) with net bullish as of 2026-10-25.
What can break
Deposit cost increased to 1.80% even as reported net interest margin held near the prior quarter. [#SEC-8K-2026-10-21]
Momentum
52
Value
55
Sentiment
54
Setup hits (3d)
12 · Net Bullish
AI TargetsBase $105.00 · Bull $120.00 · Bear $85.00Analysis 2026-10-22; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-10-22 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Bullish
Target $118.64
Why
Momentum52 · Δ7d +5.4
Value55 · Δ7d -0.6
Sentiment54 · Δ7d -11.3
So what
Balanced signals (Net Bullish). Wait for confirmation before sizing up.

Confirming evidence

  • • 12 setup hits (3d) with net bullish as of 2026-10-25.
  • • Value remains the lead driver in the composite, 7D delta -0.6.

Contradictions & invalidation

  • • Deposit cost increased to 1.80% even as reported net interest margin held near the prior quarter. [#SEC-8K-2026-10-21]
  • • Noninterest expense rose $17 million quarter over quarter, primarily from salaries and benefits; noninterest income fell to $94 million from $97 million. [#SEC-8K-2026-10-21]
  • • The reported EPS and revenue misses weaken the immediate setup.

Catalyst clock

2026-10-22

Third-quarter earnings miss awaits market reaction

Lead driver: Value · See fundamentals
Momentum
52
8% active weight
Current posture
7d trendImproving
Δ7d
+5.4
Δ21d
+5.2
Value
55
47% active weight
Current posture
7d trendFlat
Δ7d
-0.6
Δ21d
-0.9
Sentiment
54
45% active weight
Current posture
7d trendSoftening
Δ7d
-11.3
Δ21d
-19.5
Why this grade

Composite grade C. Momentum 51.6 / Value 55.1 / Sentiment 53.6

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-10-22. Scenario method

B+
Bull case
25%
Probability
Target price
$120.00
Analysis reference price unavailable
Analysis 2026-10-22 · RankAlpha Sentiment Codex
Most likely
B
Base case
45%
Probability
Target price
$105.00
Analysis reference price unavailable
Analysis 2026-10-22 · RankAlpha Sentiment Codex
B-
Bear case
30%
Probability
Target price
$85.00
Analysis reference price unavailable
Analysis 2026-10-22 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$10.23B
Beta
0.73
Shares Out
96.97M
P/E (TTM)
13.1
P/S (TTM)
3.93
P/FCF (TTM)
66.94
Rev YoY
+1.2%
EPS YoY
+11.4%
Gross Margin
-
Op Margin
+33.0%
Net Debt
$1.26B
Current Ratio
0.09
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data