SSB
SouthState BankCNYSE / Banks
Last Price
At close
2026-07-18
Current thesis
Franchise executes on loan growth and NIM stabilizes; credit remains benign and buybacks/CRO improve per-share metrics, justifying upside toward the high analyst target.
Posture
Mixed
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-24.
What can break
Commercial real estate deterioration
Momentum
39
Value
57
Sentiment
55
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $110.79 · Bull $128.10 · Bear $88.87
Earnings
2026-07-24
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-24 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $115.14
Why
Momentum39 · Δ7d -2.9
Value57 · Δ7d -0.7
Sentiment55 · Δ7d -7.4
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
39
26% active weight
Current posture
7d trendFlat
Δ7d
-2.9
Δ21d
-11.4
Value
57
39% active weight
Current posture
7d trendFlat
Δ7d
-0.7
Δ21d
-0.6
Sentiment
55
34% active weight
Current posture
7d trendSoftening
Δ7d
-7.4
Δ21d
-3.6
Why this grade
Composite grade C. Momentum 39.3 / Value 57.3 / Sentiment 55.5
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$10.08B
Beta
0.73
Shares Out
97.67M
P/E (TTM)
13.1
P/S (TTM)
3.93
P/FCF (TTM)
66.94
Rev YoY
+38.6%
EPS YoY
+161.0%
Gross Margin
-
Op Margin
+37.3%
Net Debt
$1.26B
Current Ratio
0.10
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology