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SSB

SouthState BankB
NYSE / Banks
Last Price
Quote time unavailable
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Current thesis
Franchise executes on loan growth and NIM stabilizes; credit remains benign and buybacks/CRO improve per-share metrics, justifying upside toward the high analyst target.
Posture
Constructive
Lead driver
Sentiment
What changed
12 setup hits (3d) with net bullish as of 2026-09-09.
What can break
Commercial real estate deterioration
Momentum
65
Value
55
Sentiment
66
Setup hits (3d)
12 · Net Bullish
AI TargetsBase $110.79 · Bull $128.10 · Bear $88.87Analysis 2026-01-24; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-24 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Bullish
Target $119.86
Why
Momentum65 · Δ7d +1.6
Value55 · Δ7d -0.0
Sentiment66 · Δ7d +3.2
So what
Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • 12 setup hits (3d) with net bullish as of 2026-09-09.
  • • Sentiment remains the lead driver in the composite, 7D delta +3.2.

Contradictions & invalidation

  • • Commercial real estate deterioration
  • • Deposit outflows or funding-cost spike
  • • NIM compression, rising charge-offs or sustained deposit outflows force higher provisions and multiple contraction, pushing the stock toward the analyst low.

Catalyst clock

2026-02-20

Q4 / FY2025 earnings release

Lead driver: Sentiment · See AI snapshot
Momentum
65
9% active weight
Current posture
7d trendSoftening
Δ7d
+1.6
Δ21d
-6.0
Value
55
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.0
Sentiment
66
62% active weight
Current posture
7d trendImproving
Δ7d
+3.2
Δ21d
+6.2
Why this grade

Composite grade B. Momentum 64.7 / Value 54.9 / Sentiment 65.8

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-24. Scenario method

B+
Bull case
20%
Probability
Target price
$128.10
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$110.79
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$88.87
Analysis reference price unavailable
Analysis 2026-01-24 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$10.75B
Beta
0.73
Shares Out
96.97M
P/E (TTM)
13.1
P/S (TTM)
3.93
P/FCF (TTM)
66.94
Rev YoY
+1.2%
EPS YoY
+11.4%
Gross Margin
-
Op Margin
+33.0%
Net Debt
$1.26B
Current Ratio
0.09
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data