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SPNT

SiriusPointB
NYSE / Insurance
Last Price
Quote time unavailable
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Current thesis
Strong H1 underwriting profitability, book-value growth, capital return, and selective expansion in Insurance & Services support a constructive medium-term setup [#SEC-8K-2026-07-29].
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.5.
What can break
More challenging insurance-market conditions and reduced Reinsurance premiums could constrain growth [#SEC-8K-2026-07-29].
Momentum
59
Value
62
Sentiment
60
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $27.50 · Bull $32.00 · Bear $18.50Analysis 2026-08-03; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-28 • Vendor: Data Vendor v1
Scores
As of 2026-10-28 • Model: HYBRID_IC_RP
AI Memo
As of 2026-08-03 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-28

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-28. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $28.75
Why
Momentum59 · Δ7d -1.0
Value62 · Δ7d +0.5
Sentiment60 · Δ7d +2.0
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • Value remains the lead driver in the composite, 7D delta +0.5.

Contradictions & invalidation

  • • More challenging insurance-market conditions and reduced Reinsurance premiums could constrain growth [#SEC-8K-2026-07-29].
  • • No verified post-print analyst target changes, estimate revisions, consensus surprise, or market-reaction data are available.
  • • Q2 core combined ratio of 91.4% was above 89.5% in the prior-year quarter, Q2 consolidated underwriting income declined to $73.5 million from $90.2 million, Reinsurance premiums declined 9%, and management noted more challenging market conditions [#SEC-8K-2026-07-29].

Catalyst clock

2026-11-01

Capital return and book-value growth

Lead driver: Value · See fundamentals
Momentum
59
8% active weight
Current posture
7d trendSoftening
Δ7d
-1.0
Δ21d
-5.4
Value
62
47% active weight
Current posture
7d trendFlat
Δ7d
+0.5
Δ21d
+0.6
Sentiment
60
45% active weight
Current posture
7d trendImproving
Δ7d
+2.0
Δ21d
-9.6
Why this grade

Composite grade B. Momentum 59.0 / Value 62.5 / Sentiment 60.3

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-08-03. Scenario method

B+
Bull case
25%
Probability
Target price
$32.00
Analysis reference price unavailable
Analysis 2026-08-03 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$27.50
Analysis reference price unavailable
Analysis 2026-08-03 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$18.50
Analysis reference price unavailable
Analysis 2026-08-03 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-28
Market Cap
$2.94B
Beta
0.68
Shares Out
116.17M
P/E (TTM)
13.4
P/S (TTM)
0.87
P/FCF (TTM)
12.73
Rev YoY
-0.5%
EPS YoY
+13.6%
Gross Margin
-
Op Margin
+21.0%
Net Debt
-$189.2M
Current Ratio
0.70
As of 2026-10-28 • Updated nightlySource: Internal modelMethods & Data