SNFCA
Security National FinancialANasdaq / Financial Services
Last Price
At close
2026-07-22
Current thesis
If management uses the earnings call and 10-K to signal disciplined capital returns (repurchase authorization or rising dividend) alongside improving underwriting/reserve metrics, multiple expansion toward small-cap financial peers could drive material upside to the bull target.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.6.
What can break
Broader small-cap financial sector derating / funding-cost shock
Momentum
71
Value
62
Sentiment
54
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $9.75 · Bull $13.00 · Bear $6.00
Data freshness
Prices
As of 2026-07-22
Fundamentals
As of 2026-07-22 • Vendor: Data Vendor v1
Scores
As of 2026-07-22 • Model: HYBRID_IC_RP
AI Memo
As of 2026-03-17 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-22
Investment thesis
As of 2026-07-22
Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Why
Momentum71 · Δ7d -
Value62 · Δ7d +0.6
Sentiment54 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
71
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
62
39% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
+1.2
Sentiment
54
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade A. Momentum 71.3 / Value 61.8 / Sentiment 53.8
Fundamentals (TTM)As of 2026-07-22
Fundamentals (TTM)
As of 2026-07-22
Market Cap
$255.04M
Beta
0.76
Shares Out
27.16M
P/E (TTM)
12.0
P/S (TTM)
0.67
P/FCF (TTM)
6.00
Rev YoY
-3.6%
EPS YoY
+15.3%
Gross Margin
-
Op Margin
+9.7%
Net Debt
$268.1K
Current Ratio
2.72
As of 2026-07-22 • Updated nightlySource: Internal modelMethodology