SFBC
Sound Financial BancorpBNasdaq / Banks
Last Price
At close
2026-06-02
Current thesis
Recovery in regional spreads and above-consensus loan growth drives re-rating toward the analyst high; improving credit metrics and steady deposit trends support upside.
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite.
What can break
Adverse regulatory or capital actions
Momentum
63
Value
55
Sentiment
58
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $44.28 · Bull $54.69 · Bear $42.75
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-27 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-06-02
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Why
Momentum63 · Δ7d -
Value55 · Δ7d +7.4
Sentiment58 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
63
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
55
32% active weight
Current posture
7d trendImproving
Δ7d
+7.4
Δ21d
+7.4
Sentiment
58
33% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 63.5 / Value 54.9 / Sentiment 58.5
Fundamentals (TTM)As of 2026-06-02
Fundamentals (TTM)
As of 2026-06-02
Market Cap
$107.62M
Beta
0.11
Shares Out
2.57M
P/E (TTM)
16.5
P/S (TTM)
2.89
P/FCF (TTM)
34.60
Rev YoY
-1.3%
EPS YoY
+47.0%
Gross Margin
-
Op Margin
+21.7%
Net Debt
-$31.88M
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology