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RF

Regions FinancialC
NYSE / Banks
Last Price
Quote time unavailable
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Current thesis
The bull case is that Regions is showing a credible combination of modest loan and deposit growth, record treasury-management fees, improving criticized-loan/NPL trends, and enough capital to keep buybacks active, which could justify a move closer to the low 30s if July confirms the pattern.
Posture
Mixed
Lead driver
Sentiment
What changed
8 setup hits (3d) with net bullish as of 2026-09-09.
What can break
Buyback pace slowing if capital is redirected toward loan growth or stress buffers
Momentum
44
Value
56
Sentiment
61
Setup hits (3d)
8 · Net Bullish
AI TargetsBase $30.00 · Bull $33.00 · Bear $24.50Analysis 2026-04-17; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-17 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Bullish
Target $32.89
Why
Momentum44 · Δ7d +0.6
Value56 · Δ7d -8.9
Sentiment61 · Δ7d +2.8
So what
Balanced signals (Net Bullish). Wait for confirmation before sizing up.

Confirming evidence

  • • 8 setup hits (3d) with net bullish as of 2026-09-09.
  • • Sentiment remains the lead driver in the composite, 7D delta +2.8.

Contradictions & invalidation

  • • Buyback pace slowing if capital is redirected toward loan growth or stress buffers
  • • Commercial-credit deterioration reversing recent criticized-loan and NPL improvement
  • • The bear case is that the story is still mostly incremental: 1Q26 NIM slipped sequentially, management called out tighter asset spreads, and a high-coverage bank with a modest consensus upside profile can de-rate quickly if July shows growth is not translating into better core earnings power.

Catalyst clock

2026-04-17

1Q26 print resets near-term expectations

Lead driver: Sentiment · See AI snapshot
Momentum
44
9% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
-13.5
Value
56
28% active weight
Current posture
7d trendSoftening
Δ7d
-8.9
Δ21d
-0.0
Sentiment
61
62% active weight
Current posture
7d trendImproving
Δ7d
+2.8
Δ21d
+8.5
Why this grade

Composite grade C. Momentum 44.2 / Value 55.9 / Sentiment 61.3

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-04-17. Scenario method

B+
Bull case
25%
Probability
Target price
$33.00
Analysis reference price unavailable
Analysis 2026-04-17 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$30.00
Analysis reference price unavailable
Analysis 2026-04-17 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$24.50
Analysis reference price unavailable
Analysis 2026-04-17 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$27.01B
Beta
1.05
Shares Out
851.93M
P/E (TTM)
12.4
P/S (TTM)
3.34
P/FCF (TTM)
25.50
Rev YoY
-2.3%
EPS YoY
+8.0%
Gross Margin
-
Op Margin
+30.0%
Net Debt
-$5.48B
Current Ratio
0.10
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data