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RDN

Radian GroupB
NYSE / Financial Services
Last Price
At close
2026-07-18
View Chart
Current thesis
The post-earnings read-through is that Radian's first full quarter after the Inigo close already showed better-than-expected operating earnings power: the company reported $466.3 million of revenue and $1.27 adjusted EPS, while secondary coverage indicated both revenue and adjusted EPS beat consensus. Mortgage credit remained benign, PMIERs excess capital stayed sizable, and capital return stayed active.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.2.
What can break
Holding-company liquidity fell to $391 million at March 31, 2026 after funding the Inigo deal, and remaining revolver repayment during 2026 still needs clean execution [#8-K-2026-05-07].
Momentum
63
Value
60
Sentiment
47
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $36.00 · Bull $42.00 · Bear $31.00
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-08 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $43.67
Why
Momentum63 · Δ7d -7.5
Value60 · Δ7d -0.2
Sentiment47 · Δ7d -6.6
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
63
26% active weight
Current posture
7d trendSoftening
Δ7d
-7.5
Δ21d
+7.7
Value
60
39% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
-0.4
Sentiment
47
34% active weight
Current posture
7d trendSoftening
Δ7d
-6.6
Δ21d
-6.1
Why this grade

Composite grade B. Momentum 62.9 / Value 60.1 / Sentiment 47.4

Fundamentals (TTM)
As of 2026-07-20
Market Cap
$5.17B
Beta
0.81
Shares Out
132.98M
P/E (TTM)
8.9
P/S (TTM)
3.92
P/FCF (TTM) · Derived
28.19
Rev YoY
+58.2%
EPS YoY
-8.4%
Gross Margin
-
Op Margin
+66.9%
Net Debt
$1.11B
Current Ratio
1.15
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology