B+
Bull case
25%
Probability
Target price
$235.00
Analysis reference price unavailable
Analysis 2026-07-30 · RankAlpha Sentiment Codex
PRK
Park NationalBNYSE American / Banks
Last Price
Quote time unavailable
Current thesis
Q2 earnings and revenue exceeded reported consensus, while strong acquired loan and deposit balances, dividend continuity, and a successful third-quarter systems conversion could support improved scale and long-term relationship economics. [#SEC-8K-2026-07-27]
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +7.6.
What can break
Loan and deposit growth is largely acquisition-driven; credit losses, loan concentrations, rates, and regulatory requirements could weaken returns.
Momentum
51
Value
47
Sentiment
73
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $215.00 · Bull $235.00 · Bear $185.00Analysis 2026-07-30; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-30 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $211.33
Why
Momentum51 · Δ7d -17.8
Value47 · Δ7d -0.0
Sentiment73 · Δ7d +7.6
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +7.6.
Contradictions & invalidation
- • Loan and deposit growth is largely acquisition-driven; credit losses, loan concentrations, rates, and regulatory requirements could weaken returns.
- • Merger-related costs and the enlarged expense base may delay earnings normalization.
- • The growth figures are substantially acquisition-driven, with $4.1 million of Q2 and $19.6 million of first-half merger-related expenses.
Catalyst clock
2026-07-30
Q2 earnings beat and constructive post-print reaction
Lead driver: Sentiment · See AI snapshot
Momentum
51
9% active weight
Current posture
7d trendSoftening
Δ7d
-17.8
Δ21d
-23.3
Value
47
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
+0.0
Sentiment
73
62% active weight
Current posture
7d trendImproving
Δ7d
+7.6
Δ21d
+11.6
Why this grade
Composite grade B. Momentum 51.2 / Value 47.4 / Sentiment 72.8
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-30. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$215.00
Analysis reference price unavailable
Analysis 2026-07-30 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$185.00
Analysis reference price unavailable
Analysis 2026-07-30 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$3.71B
Beta
0.73
Shares Out
18.06M
P/E (TTM)
14.3
P/S (TTM)
4.55
P/FCF (TTM)
23.62
Rev YoY
+36.8%
EPS YoY
+8.9%
Gross Margin
-
Op Margin
+33.6%
Net Debt
-$38.47M
Current Ratio
0.13
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data