PRI

PrimericaB

NYSE / Insurance

At close

2026-07-21

Current thesis

The cleanest bullish read is that Q1 showed real earnings quality, not just accounting noise: revenues rose 8%, adjusted operating revenues rose 9%, adjusted EPS rose 19%, ISP sales hit a record, and capital return stayed active through buybacks and the dividend. [#8-K-2026-05-06]

Posture

Constructive

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +0.2.

What can break

ISP remains the growth engine, but net inflows slowed to $362 million from $542 million a year earlier and asset-based economics remain exposed to equity-market levels and mix. [#8-K-2026-05-06] [#10-Q-2026-05-07]

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $286.00 · Bull $300.00 · Bear $255.00

Data freshness

Prices

As of 2026-07-21

Fundamentals

As of 2026-07-21 • Vendor: Data Vendor v1

Scores

As of 2026-07-21 • Model: HYBRID_IC_RP

AI Memo

As of 2026-05-08 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-21

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Neutral

Target $302.33

Why

Momentum63 · Δ7d +6.9

Value55 · Δ7d +0.2

Sentiment48 · Δ7d -2.2

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

+6.9

Δ21d

+15.1

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.2

Δ21d

-0.8

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-2.2

Δ21d

-10.6

Why this grade

Composite grade B. Momentum 63.0 / Value 55.1 / Sentiment 48.1

Fundamentals (TTM)

As of 2026-07-21

Market Cap

$9.65B

Beta

0.91

Shares Out

31.18M

P/E (TTM)

12.0

P/S (TTM)

2.60

P/FCF (TTM)

12.31

Rev YoY

+8.1%

EPS YoY

+18.2%

Gross Margin

Op Margin

+30.1%

Net Debt

$1.06B

Current Ratio

2.11

As of 2026-07-21 • Updated nightlySource: Internal modelMethodology