PRAA

PRA GroupD

Nasdaq / Financial Services

At close

2026-06-02

Current thesis

The bull case is that Q4 confirmed improving operating traction: collections grew 13.6%, portfolio revenue rose, ERC reached a record $8.6 billion, and management described a more stable earnings platform despite the distortion from the prior goodwill impairment [#8-K-2026-02-26].

Posture

Defensive

Lead driver

Sentiment

What changed

Sentiment remains the lead driver in the composite, 7D delta 0.0.

What can break

Forward flow commitments and continued portfolio purchasing require disciplined funding and underwriting execution.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $23.00 · Bull $27.00 · Bear $18.00

Data freshness

Prices

As of 2026-06-02

Fundamentals

As of 2026-06-01 • Vendor: Data Vendor v1

Scores

As of 2026-06-02 • Model: HYBRID_IC_RP

AI Memo

As of 2026-04-28 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-06-02

Supporting evidence

What

Grade D · Defensive

Confidence Medium · Net Neutral

Target $26.00

Why

Momentum9 · Δ7d -6.0

Value37 · Δ7d -0.6

Sentiment84 · Δ7d 0.0

So what

Weak posture (Net Neutral). Prioritize risk control and patience.

Lead driver: Sentiment · See AI snapshot

Momentum

34% active weight

Current posture

7d trendSoftening

Δ7d

-6.0

Δ21d

-69.8

Value

32% active weight

Current posture

7d trendFlat

Δ7d

-0.6

Δ21d

-1.0

Sentiment

33% active weight

Current posture

7d trendFlat

Δ7d

0.0

Δ21d

+25.7

Why this grade

Composite grade D. Momentum 8.6 / Value 37.3 / Sentiment 83.5

Fundamentals (TTM)

As of 2026-06-01

Market Cap

$562.96M

Beta

1.30

Shares Out

39.02M

P/E (TTM)

6.3

P/S (TTM)

0.59

P/FCF (TTM) · Derived

-15.29

Rev YoY

+10.5%

EPS YoY

-1617.4%

Gross Margin

+79.5%

Op Margin

-2.0%

Net Debt

$3.38B

Current Ratio

As of 2026-06-02 • Updated nightlySource: Internal modelMethodology