PLGO

Pelagos Insurance CapitalB

NYSE / Insurance

At close

2026-07-20

Current thesis

The bull case is that PLGO still screens as a discount-to-book capital return story: year-end diluted book value per share was $24.61 versus the packet anchor price of $20.35, 2025 gross premiums written reached $4.7 billion, and management has been buying back stock below book while keeping stable A/A-/A3 operating ratings [#20F-2025] [#PR-2026-03-02].

Posture

Constructive

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta -0.2.

What can break

Catastrophe, climate, and large-loss volatility can still overwhelm modeled protection and create earnings swings [#20F-2025].

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $21.50 · Bull $24.50 · Bear $17.50

Data freshness

Prices

As of 2026-07-20

Fundamentals

As of 2026-07-20 • Vendor: Data Vendor v1

Scores

As of 2026-07-20 • Model: HYBRID_IC_RP

AI Memo

As of 2026-05-13 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-20

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Neutral

Target $25.72

Why

Momentum74 · Δ7d -8.1

Value57 · Δ7d -0.2

Sentiment42 · Δ7d -3.4

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendSoftening

Δ7d

-8.1

Δ21d

+4.0

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.2

Δ21d

-0.1

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-3.4

Δ21d

-3.5

Why this grade

Composite grade B. Momentum 73.9 / Value 56.9 / Sentiment 41.5

Fundamentals (TTM)

As of 2026-07-20

Market Cap

$2.19B

Beta

Shares Out

85.5M

P/E (TTM) · Derived

12.0

P/S (TTM)

0.78

P/FCF (TTM)

3.54

Rev YoY

-6.3%

EPS YoY

-402.7%

Gross Margin

Op Margin

+0.8%

Net Debt

-$392M

Current Ratio

1.49

As of 2026-07-20 • Updated nightlySource: Internal modelMethodology