PFIS
Peoples Financial ServicesBNasdaq / Banks
Last Price
At close
2026-06-02
Current thesis
PFIS delivered a solid quarter with stronger loan growth, healthy ROAA/ROAE, and a securities repositioning that supported loan funding and book-value growth; if credit costs stay contained and non-interest income remains resilient, the stock can grind higher from here.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +9.6.
What can break
Coverage is thin and there are no fresh analyst target revisions in the packet, which limits confidence in a bigger rerating.
Momentum
62
Value
70
Sentiment
51
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $58.50 · Bull $64.50 · Bear $48.50
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-01 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-06-02 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-06-02
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $57.50
Why
Momentum62 · Δ7d -0.2
Value70 · Δ7d +9.6
Sentiment51 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
62
34% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
+5.0
Value
70
32% active weight
Current posture
7d trendImproving
Δ7d
+9.6
Δ21d
+9.4
Sentiment
51
33% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 62.2 / Value 70.5 / Sentiment 51.0
Fundamentals (TTM)As of 2026-06-01
Fundamentals (TTM)
As of 2026-06-01
Market Cap
$581.03M
Beta
0.79
Shares Out
9.99M
P/E (TTM)
9.2
P/S (TTM)
2.63
P/FCF (TTM)
43.73
Rev YoY
-4.6%
EPS YoY
+448.1%
Gross Margin
-
Op Margin
+34.2%
Net Debt
-$5.99M
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology

