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PFG

Principal Financial GroupD
Nasdaq / Insurance
Last Price
At close
2026-07-18
View Chart
Current thesis
Bull case: sustained improvement in net investment income, stronger fee-based AUM/flows, and disciplined capital returns (accelerated buybacks or higher dividends) that lift adjusted EPS and trigger multiple expansion toward the analyst high.
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.4.
What can break
Primary risks include investment portfolio mark-to-market losses and adverse interest-rate shifts that erode net interest margin; significant underwriting or reserve development and regulatory or capital-requirement changes that force capital actions; and underperformance of fee-based retirement businesses that reduces AUM, fees, and capital-return flexibility. [#10-K-2025][#SERP-2]
Momentum
57
Value
48
Sentiment
41
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $92.87 · Bull $108.15 · Bear $74.74
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-10 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $106.08
Why
Momentum57 · Δ7d +10.3
Value48 · Δ7d +0.4
Sentiment41 · Δ7d -3.4
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
57
26% active weight
Current posture
7d trendImproving
Δ7d
+10.3
Δ21d
-7.7
Value
48
39% active weight
Current posture
7d trendFlat
Δ7d
+0.4
Δ21d
+0.2
Sentiment
41
34% active weight
Current posture
7d trendSoftening
Δ7d
-3.4
Δ21d
-5.7
Why this grade

Composite grade D. Momentum 57.4 / Value 48.3 / Sentiment 41.2

Fundamentals (TTM)
As of 2026-07-17
Market Cap
$24.61B
Beta
0.90
Shares Out
216.01M
P/E (TTM)
13.2
P/S (TTM)
1.29
P/FCF (TTM)
5.69
Rev YoY
-4.5%
EPS YoY
+816.9%
Gross Margin
-
Op Margin
+10.3%
Net Debt
-$310.4M
Current Ratio
0.37
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology