B+
Bull case
25%
Probability
Target price
$46.00
Analysis reference price unavailable
Analysis 2026-07-23 · RankAlpha Sentiment Codex
PEBO
Peoples BancorpBNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
The company’s [Q2 release](https://investors.peoplesbancorp.com/news/news-details/2026/PEOPLES-BANCORP-INC--ANNOUNCES-RESULTS-FOR-THE-SECOND-QUARTER-2026/default.aspx) showed better NIM, lower funding costs, lower provision expense, improved charge-offs and positive loan growth. Post-print analyst targets moved higher: DA Davidson to $44 from $41, Piper Sandler to $46 from $43, and Keefe Bruyette to $42 from $38.
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -6.4.
What can break
Analyst target revisions are constructive, but analyst-count and estimate-breadth data are unavailable.
Momentum
59
Value
56
Sentiment
65
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $43.00 · Bull $46.00 · Bear $34.50Analysis 2026-07-23; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-16 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-23 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-16
Investment thesis
As of 2026-09-16
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-16. Definitions
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $43.00
Why
Momentum59 · Δ7d +4.0
Value56 · Δ7d +0.0
Sentiment65 · Δ7d -6.4
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta -6.4.
Contradictions & invalidation
- • Analyst target revisions are constructive, but analyst-count and estimate-breadth data are unavailable.
- • Citizens closing remains subject to regulatory and shareholder approvals, with integration execution still unproven.
- • Reported EPS missed consensus, and the quarter included an $8.2 million securities loss tied to balance-sheet restructuring.
Catalyst clock
2026-08-15
Q2 operating improvement offset a headline EPS miss
Lead driver: Sentiment · See AI snapshot
Momentum
59
9% active weight
Current posture
7d trendFlat
Δ7d
+4.0
Δ21d
-10.8
Value
56
28% active weight
Current posture
7d trendFlat
Δ7d
+0.0
Δ21d
-0.0
Sentiment
65
62% active weight
Current posture
7d trendSoftening
Δ7d
-6.4
Δ21d
-5.9
Why this grade
Composite grade B. Momentum 59.4 / Value 56.5 / Sentiment 64.8
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-23. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$43.00
Analysis reference price unavailable
Analysis 2026-07-23 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$34.50
Analysis reference price unavailable
Analysis 2026-07-23 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$1.48B
Beta
0.66
Shares Out
35.94M
P/E (TTM)
10.7
P/S (TTM)
2.42
P/FCF (TTM)
14.47
Rev YoY
-3.5%
EPS YoY
+30.9%
Gross Margin
-
Op Margin
+24.9%
Net Debt
$636.47M
Current Ratio
0.05
As of 2026-09-16 • Updated nightlySource: Internal modelMethods & Data