PEBK
Peoples Bancorp of North CarolinaCNasdaq / Banks
Last Price
At close
2026-06-02
Current thesis
Execution on loan growth and deposit stability, plus modest multiple expansion, could push shares into the low $40s; margin beats or accretive M&A would validate upside.
Posture
Mixed
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite.
What can break
Deposit runoff or higher funding costs
Momentum
62
Value
60
Sentiment
42
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $34.34 · Bull $41.00 · Bear $28.00
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-27 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-06-02
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Why
Momentum62 · Δ7d -
Value60 · Δ7d 0.0
Sentiment42 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Momentum · See technicals
Momentum
62
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
60
32% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
-0.0
Sentiment
42
33% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade C. Momentum 61.8 / Value 60.4 / Sentiment 41.5
Fundamentals (TTM)As of 2026-06-02
Fundamentals (TTM)
As of 2026-06-02
Market Cap
$230.26M
Beta
0.35
Shares Out
5.46M
P/E (TTM)
11.7
P/S (TTM)
2.28
P/FCF (TTM)
13.17
Rev YoY
+4.6%
EPS YoY
-6.6%
Gross Margin
-
Op Margin
+25.2%
Net Debt
-$15.46M
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology