PDLB
Ponce Financial GroupCNasdaq / Banks
Last Price
At close
2026-07-22
Current thesis
Composite grade C from latest DB weights. Momentum 53.2 / Value 48.8 / Sentiment 61.7
Posture
Mixed
Lead driver
Sentiment
What changed
Next scheduled catalyst: earnings 2026-07-24.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
53
Value
49
Sentiment
62
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Earnings
2026-07-24
Data freshness
Prices
As of 2026-07-22
Fundamentals
As of 2026-07-22 • Vendor: Data Vendor v1
Scores
As of 2026-07-22 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-22
Investment thesis
As of 2026-07-22
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $24.00
Why
Momentum53 · Δ7d -0.2
Value49 · Δ7d +0.9
Sentiment62 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Sentiment · See AI snapshot
Momentum
53
26% active weight
Current posture
7d trendImproving
Δ7d
-0.2
Δ21d
+5.3
Value
49
39% active weight
Current posture
7d trendFlat
Δ7d
+0.9
Δ21d
+2.8
Sentiment
62
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade C. Momentum 53.2 / Value 48.8 / Sentiment 61.7
Fundamentals (TTM)As of 2026-07-22
Fundamentals (TTM)
As of 2026-07-22
Market Cap
$484M
Beta
0.56
Shares Out
24.19M
P/E (TTM)
18.2
P/S (TTM)
3.82
P/FCF (TTM)
13.78
Rev YoY
+9.3%
EPS YoY
+44.1%
Gross Margin
-
Op Margin
+28.9%
Net Debt
$596.94M
Current Ratio
0.08
As of 2026-07-22 • Updated nightlySource: Internal modelMethodology