B+
Bull case
25%
Probability
Target price
$79.00
Analysis reference price unavailable
Analysis 2026-04-29 · RankAlpha Sentiment Codex
PB
Prosperity Bancshares Inc(R)CNYSE / Banks
Last Price
Quote time unavailable
Current thesis
The cleanest bullish read is that Q1 headline EPS was distorted by temporary merger charges while underlying NIM improved to 3.51%, deposits and loans stepped up with the acquired franchises, and Stellar now has regulatory approval with an expected July 1, 2026 close. The packet's median analyst target of $79.0769 is above the $69.48 anchor, implying upside if investors underwrote PB as an integration-driven earnings ramp rather than a one-quarter headline miss.
Posture
Mixed
Lead driver
Sentiment
What changed
1 setup hits (3d) with net bullish as of 2026-09-08.
What can break
Analyst revision visibility is limited in the packet, so missing post-earnings estimate changes should be treated as an evidence gap, not as positive confirmation.
Momentum
39
Value
57
Sentiment
63
Setup hits (3d)
1 · Net Bullish
AI TargetsBase $73.00 · Bull $79.00 · Bear $63.00Analysis 2026-04-29; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-10 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-29 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-10
Investment thesis
As of 2026-09-10
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-10. Definitions
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Bullish
Target $81.38
Why
Momentum39 · Δ7d -3.0
Value57 · Δ7d -0.0
Sentiment63 · Δ7d +3.9
So what
Balanced signals (Net Bullish). Wait for confirmation before sizing up.
Confirming evidence
- • 1 setup hits (3d) with net bullish as of 2026-09-08.
- • Sentiment remains the lead driver in the composite, 7D delta +3.9.
Contradictions & invalidation
- • Analyst revision visibility is limited in the packet, so missing post-earnings estimate changes should be treated as an evidence gap, not as positive confirmation.
- • Credit optics worsened in Q1 as net charge-offs rose to $41.3 million, including a $33.8 million increase in commercial and industrial loan charge-offs.
- • The bearish read is that the market may focus on lower reported EPS, a sharp rise in net charge-offs to $41.3 million including a $33.8 million increase in commercial and industrial loan charge-offs, and the fact that reported growth is heavily acquisition-driven.
Catalyst clock
2026-05-06
Q1 earnings digestion hinges on separating merger noise from core spread improvement
Lead driver: Sentiment · See AI snapshot
Momentum
39
9% active weight
Current posture
7d trendSoftening
Δ7d
-3.0
Δ21d
-0.7
Value
57
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.1
Sentiment
63
62% active weight
Current posture
7d trendImproving
Δ7d
+3.9
Δ21d
+1.7
Why this grade
Composite grade C. Momentum 38.7 / Value 57.5 / Sentiment 62.9
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-04-29. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$73.00
Analysis reference price unavailable
Analysis 2026-04-29 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$63.00
Analysis reference price unavailable
Analysis 2026-04-29 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$8.95B
Beta
0.68
Shares Out
120.18M
P/E (TTM)
12.5
P/S (TTM)
5.52
P/FCF (TTM)
402.69
Rev YoY
+19.7%
EPS YoY
+17.9%
Gross Margin
-
Op Margin
+40.7%
Net Debt
$439.65M
Current Ratio
0.14
As of 2026-09-10 • Updated nightlySource: Internal modelMethods & Data