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PAY

PaymentusA
NYSE / Financial Services
Last Price
Quote time unavailable
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Current thesis
Q2 showed strong operating momentum across revenue, transactions, contribution profit, and adjusted EBITDA, while management raised FY2026 guidance and cited bookings and backlog. [#8-K-2026-08-03]
Posture
Constructive
Lead driver
Sentiment
What changed
3 setup hits (3d) with net bullish as of 2026-09-09.
What can break
Director Gary Trainor reported open-market sales totaling 79,000 shares for approximately $2.7 million on July 28-29, 2026; this is insider-activity context, not evidence of operating performance. [#SEC-FORM4-2026-07-30]
Momentum
93
Value
46
Sentiment
78
Setup hits (3d)
3 · Net Bullish
AI TargetsBase $43.00 · Bull $50.00 · Bear $32.00Analysis 2026-08-06; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-08-06 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Bullish
Target $40.00
Why
Momentum93 · Δ7d -4.1
Value46 · Δ7d +0.6
Sentiment78 · Δ7d +5.4
So what
Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • 3 setup hits (3d) with net bullish as of 2026-09-09.
  • • Sentiment remains the lead driver in the composite, 7D delta +5.4.

Contradictions & invalidation

  • • Director Gary Trainor reported open-market sales totaling 79,000 shares for approximately $2.7 million on July 28-29, 2026; this is insider-activity context, not evidence of operating performance. [#SEC-FORM4-2026-07-30]
  • • Execution risk against the raised FY2026 revenue and adjusted EBITDA outlook. [#8-K-2026-08-03]
  • • The positive print raises the execution bar.

Catalyst clock

2026-11-04

Execution against Q3 and revised full-year guidance

Lead driver: Sentiment · See AI snapshot
Momentum
93
9% active weight
Current posture
7d trendSoftening
Δ7d
-4.1
Δ21d
-6.1
Value
46
28% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
+0.9
Sentiment
78
62% active weight
Current posture
7d trendImproving
Δ7d
+5.4
Δ21d
+12.5
Why this grade

Composite grade A. Momentum 92.6 / Value 46.0 / Sentiment 77.6

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-08-06. Scenario method

B+
Bull case
20%
Probability
Target price
$50.00
Analysis reference price unavailable
Analysis 2026-08-06 · RankAlpha Sentiment Codex
Most likely
B
Base case
60%
Probability
Target price
$43.00
Analysis reference price unavailable
Analysis 2026-08-06 · RankAlpha Sentiment Codex
B-
Bear case
20%
Probability
Target price
$32.00
Analysis reference price unavailable
Analysis 2026-08-06 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$5.12B
Beta
1.49
Shares Out
125.94M
P/E (TTM)
64.2
P/S (TTM)
3.30
P/FCF (TTM)
34.26
Rev YoY
+28.8%
EPS YoY
+75.4%
Gross Margin
+24.4%
Op Margin
+7.6%
Net Debt
-$317.68M
Current Ratio
4.89
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data