OZK
Bank OZKBNasdaq / Banks
Last Price
At close
2026-07-17
Current thesis
OZK sustains NIM expansion and limited credit deterioration while executing modest loan growth; successful capital deployment or accretive M&A drives upside toward the high‑end of street targets.
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-21 · AMC.
What can break
Credit deterioration in CRE-heavy loan book
Momentum
39
Value
74
Sentiment
54
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $53.00 · Bull $66.00 · Bear $40.00
Earnings
2026-07-21 · AMC
Data freshness
Prices
As of 2026-07-17
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-17 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-04 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-17
Investment thesis
As of 2026-07-17
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $53.56
Why
Momentum39 · Δ7d -16.0
Value74 · Δ7d +9.7
Sentiment54 · Δ7d -10.9
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
39
26% active weight
Current posture
7d trendFlat
Δ7d
-16.0
Δ21d
-9.9
Value
74
39% active weight
Current posture
7d trendImproving
Δ7d
+9.7
Δ21d
+10.4
Sentiment
54
34% active weight
Current posture
7d trendSoftening
Δ7d
-10.9
Δ21d
-2.9
Why this grade
Composite grade B. Momentum 38.7 / Value 73.8 / Sentiment 53.7
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$5.9B
Beta
0.94
Shares Out
113.43M
P/E (TTM)
7.6
P/S (TTM)
3.12
P/FCF (TTM)
11.32
Rev YoY
-1.3%
EPS YoY
-2.3%
Gross Margin
-
Op Margin
+55.4%
Net Debt
-$2.2B
Current Ratio
0.08
As of 2026-07-17 • Updated nightlySource: Internal modelMethodology