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OVLY

Oak Valley BancorpD
Nasdaq / Banks
Last Price
At close
2026-07-21
View Chart
Current thesis
Bull drivers: sustained credit improvement, stable deposit base, and either positive analyst revisions or a favorable M&A outcome that re-rates the stock toward the analyst high; upside supported by recent high estimates in aggregator snippets [#SERP-4], [#SERP-7].
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.3.
What can break
Dilutive capital raise or adverse M&A terms from S-3 shelf use
Momentum
33
Value
60
Sentiment
46
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $30.06 · Bull $34.56 · Bear $22.70
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-17 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Why
Momentum33 · Δ7d -7.0
Value60 · Δ7d +0.3
Sentiment46 · Δ7d -0.9
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
33
26% active weight
Current posture
7d trendSoftening
Δ7d
-7.0
Δ21d
-17.6
Value
60
39% active weight
Current posture
7d trendFlat
Δ7d
+0.3
Δ21d
+0.6
Sentiment
46
34% active weight
Current posture
7d trendFlat
Δ7d
-0.9
Δ21d
-0.0
Why this grade

Composite grade D. Momentum 32.7 / Value 60.5 / Sentiment 46.0

Fundamentals (TTM)
As of 2026-07-21
Market Cap
$280.42M
Beta
0.25
Shares Out
8.41M
P/E (TTM)
10.7
P/S (TTM)
3.20
P/FCF (TTM)
16.47
Rev YoY
+6.7%
EPS YoY
-0.3%
Gross Margin
-
Op Margin
+37.9%
Net Debt
-$195.48M
Current Ratio
0.13
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology