OVBC
Ohio Valley BancBNasdaq / Banks
Last Price
At close
2026-07-21
Current thesis
Modest NIM improvement, contained credit costs, and an accretive capital action (dividend/buyback) could push valuation toward the bull target; limited coverage keeps upside contained absent a clear earnings surprise.
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-23.
What can break
Deposit outflows / rising funding costs
Momentum
79
Value
57
Sentiment
47
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $40.32 · Bull $48.38 · Bear $28.22
Earnings
2026-07-23
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-27 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Why
Momentum79 · Δ7d -
Value57 · Δ7d -0.2
Sentiment47 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
79
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
57
39% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
-0.2
Sentiment
47
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 79.0 / Value 56.8 / Sentiment 47.4
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$204.6M
Beta
-0.02
Shares Out
4.71M
P/E (TTM)
13.2
P/S (TTM)
2.76
P/FCF (TTM)
25.18
Rev YoY
+9.9%
EPS YoY
-2.5%
Gross Margin
-
Op Margin
+26.0%
Net Debt
$39.43M
Current Ratio
0.23
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology