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OMF

OneMainA
NYSE / Financial Services
Last Price
At close
2026-07-18
View Chart
Current thesis
If credit trends remain benign and originations stabilize, OneMain's high‑yield loan book and capital returns could justify upside toward the analyst high; acquisition of market share or sustained NIM expansion would support the bull outcome.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.1.
What can break
Analyst downgrades or consensus target cuts
Momentum
69
Value
60
Sentiment
63
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $70.60 · Bull $89.25 · Bear $55.00
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-22 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Target $68.21
Why
Momentum69 · Δ7d -2.0
Value60 · Δ7d -0.1
Sentiment63 · Δ7d -5.8
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
69
26% active weight
Current posture
7d trendFlat
Δ7d
-2.0
Δ21d
-3.3
Value
60
39% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
+0.3
Sentiment
63
34% active weight
Current posture
7d trendSoftening
Δ7d
-5.8
Δ21d
-0.7
Why this grade

Composite grade A. Momentum 68.7 / Value 60.4 / Sentiment 63.1

Fundamentals (TTM)
As of 2026-07-17
Market Cap
$6.97B
Beta
1.30
Shares Out
115.53M
P/E (TTM)
11.9
P/S (TTM)
1.35
P/FCF (TTM)
3.28
Rev YoY
+5.7%
EPS YoY
+8.5%
Gross Margin
+84.1%
Op Margin
+14.9%
Net Debt
$21.08B
Current Ratio
53.78
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology