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NWBI

Northwest BancsharesC
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
The post-print setup is modestly positive: record earnings, 59% year-over-year net-income growth, expanding NIM, lower deposit costs, and continued commercial-lending and market-expansion initiatives support earnings durability [#SEC-8K-2026-07-27].
Posture
Mixed
Lead driver
Sentiment
What changed
Next scheduled catalyst: earnings 2026-10-26 · AMC.
What can break
Analyst target coverage is incomplete in the packet, limiting valuation confidence.
Momentum
58
Value
48
Sentiment
57
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $15.75 · Bull $17.25 · Bear $13.75Analysis 2026-07-30; returns require an exact persisted reference.
Earnings
2026-10-26 · AMC
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-30 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $16.29
Why
Momentum58 · Δ7d -2.1
Value48 · Δ7d -0.6
Sentiment57 · Δ7d -3.0
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Confirming evidence

  • • Next scheduled catalyst: earnings 2026-10-26 · AMC.
  • • Sentiment remains the lead driver in the composite, 7D delta -3.0.

Contradictions & invalidation

  • • Analyst target coverage is incomplete in the packet, limiting valuation confidence.
  • • Funding mix, deposit pricing, liquidity, and regulatory requirements remain material bank-specific risks.
  • • Credit-loss provisions rose sequentially, classified loans increased, loan yields declined slightly, and Penns Woods integration continues to add expense and execution complexity.

Catalyst clock

2026-10-26 · AMC

Record Q2 earnings with margin expansion

Lead driver: Sentiment · See AI snapshot
Momentum
58
8% active weight
Current posture
7d trendFlat
Δ7d
-2.1
Δ21d
-5.4
Value
48
47% active weight
Current posture
7d trendFlat
Δ7d
-0.6
Δ21d
-0.6
Sentiment
57
45% active weight
Current posture
7d trendSoftening
Δ7d
-3.0
Δ21d
-11.8
Why this grade

Composite grade C. Momentum 57.5 / Value 48.2 / Sentiment 56.6

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-30. Scenario method

B+
Bull case
30%
Probability
Target price
$17.25
Analysis reference price unavailable
Analysis 2026-07-30 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$15.75
Analysis reference price unavailable
Analysis 2026-07-30 · RankAlpha Sentiment Codex
B-
Bear case
20%
Probability
Target price
$13.75
Analysis reference price unavailable
Analysis 2026-07-30 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$2.27B
Beta
0.67
Shares Out
146.46M
P/E (TTM)
13.8
P/S (TTM)
2.82
P/FCF (TTM)
126.47
Rev YoY
+18.3%
EPS YoY
+38.5%
Gross Margin
-
Op Margin
+25.0%
Net Debt
$507.98M
Current Ratio
0.03
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data