NU
NuDNYSE / Banks
Last Price
At close
2026-06-02
Current thesis
Bull case assumes Nu accelerates user monetization and loan growth with stable credit performance, leading to multiple expansion above current consensus and material upside versus the anchor. Execution of cross‑sell and improved NIMs combined with favorable FX and payments volumes could support our $25.00 bull target.
Posture
Defensive
Lead driver
Sentiment
What changed
2 setup hits (3d) with net bearish as of 2026-06-03.
What can break
Credit deterioration in core LatAm markets
Momentum
10
Value
41
Sentiment
83
Setup hits (3d)
2 · Net Bearish
AI TargetsBase $19.00 · Bull $25.00 · Bear $12.00
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-28 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-06-02
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Bearish
Target $19.55
Why
Momentum10 · Δ7d +0.9
Value41 · Δ7d -2.2
Sentiment83 · Δ7d +0.8
So what
Weak posture (Net Bearish). Prioritize risk control and patience.
Lead driver: Sentiment · See AI snapshot
Momentum
10
34% active weight
Current posture
7d trendFlat
Δ7d
+0.9
Δ21d
-7.1
Value
41
32% active weight
Current posture
7d trendSoftening
Δ7d
-2.2
Δ21d
+0.5
Sentiment
83
33% active weight
Current posture
7d trendFlat
Δ7d
+0.8
Δ21d
+15.7
Why this grade
Composite grade D. Momentum 10.2 / Value 40.8 / Sentiment 83.2
Fundamentals (TTM)As of 2026-06-02
Fundamentals (TTM)
As of 2026-06-02
Market Cap
$57.99B
Beta
1.08
Shares Out
4.85B
P/E (TTM)
34.8
P/S (TTM)
6.17
P/FCF (TTM)
23.71
Rev YoY
+41.8%
EPS YoY
+40.9%
Gross Margin
+42.9%
Op Margin
+25.3%
Net Debt
$24.2B
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology