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NSTS

NSTS BancorpD
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
Stable deposit funding, modest NII improvement and no capital remediation lead to above-consensus earnings and multiple expansion toward low-mid teens.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite.
What can break
Deposit outflows or funding-cost pressure compressing NIM
Momentum
74
Value
35
Sentiment
53
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $12.50 · Bull $14.00 · Bear $10.00Analysis 2026-03-15; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-10 • Model: HYBRID_IC_RP
AI Memo
As of 2026-03-15 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-10

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-10. Definitions

Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Why
Momentum74 · Δ7d -
Value35 · Δ7d +0.9
Sentiment53 · Δ7d -
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Sentiment remains the lead driver in the composite.

Contradictions & invalidation

  • • Deposit outflows or funding-cost pressure compressing NIM
  • • Failure to maintain CBLR leverage thresholds requiring capital actions
  • • Deteriorating leverage or credit trends force capital actions or dividend cuts; valuation re-rates to small-cap regional bank multiples.

Catalyst clock

2026-06-13

Next quarterly 10-Q / earnings release — watch capital ratios and reserve trends

Lead driver: Sentiment · See AI snapshot
Momentum
74
9% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
35
28% active weight
Current posture
7d trendFlat
Δ7d
+0.9
Δ21d
+0.5
Sentiment
53
62% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade

Composite grade D. Momentum 74.5 / Value 35.3 / Sentiment 53.4

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-03-15. Scenario method

B+
Bull case
25%
Probability
Target price
$14.00
Analysis reference price unavailable
Analysis 2026-03-15 · RankAlpha Sentiment AI
Most likely
B
Base case
55%
Probability
Target price
$12.50
Analysis reference price unavailable
Analysis 2026-03-15 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$10.00
Analysis reference price unavailable
Analysis 2026-03-15 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$72.97M
Beta
0.11
Shares Out
5.25M
P/E (TTM) · Derived
-175.8
P/S (TTM)
6.96
P/FCF (TTM)
6.75
Rev YoY
+14.7%
EPS YoY
-21.6%
Gross Margin
-
Op Margin
-0.3%
Net Debt
-$1.24M
Current Ratio
0.40
As of 2026-09-10 • Updated nightlySource: Internal modelMethods & Data