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MYFW

First Western FinancialC
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
The Q2 print supports a moderate bull case: margin expansion, stronger deposits, continued loan production, stable credit, and tangible book value growth could compound if pricing discipline remains effective.
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -3.3.
What can break
Higher hiring, incentive, technology, and data-processing expenses could pressure the efficiency ratio in Q3.
Momentum
39
Value
42
Sentiment
63
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $33.00 · Bull $38.00 · Bear $24.00Analysis 2026-07-28; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-10 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-28 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-10

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-10. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $33.00
Why
Momentum39 · Δ7d +2.3
Value42 · Δ7d +0.8
Sentiment63 · Δ7d -3.3
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta -3.3.

Contradictions & invalidation

  • • Higher hiring, incentive, technology, and data-processing expenses could pressure the efficiency ratio in Q3.
  • • Interest-rate sensitivity, geographic concentration, and potential credit deterioration remain explicit company risk factors. [#SEC-8K-2026-07-23]
  • • The quarter was not unambiguously strong for forward earnings: sequential earnings and non-interest income declined, expenses rose, and management flagged pricing competition, higher deposit-acquisition costs, and higher Q3 expenses.

Catalyst clock

2026-07-24

Q2 earnings were operationally constructive, but post-print follow-through weakened

Lead driver: Sentiment · See AI snapshot
Momentum
39
9% active weight
Current posture
7d trendImproving
Δ7d
+2.3
Δ21d
+0.7
Value
42
28% active weight
Current posture
7d trendFlat
Δ7d
+0.8
Δ21d
+0.5
Sentiment
63
62% active weight
Current posture
7d trendSoftening
Δ7d
-3.3
Δ21d
-0.3
Why this grade

Composite grade C. Momentum 39.3 / Value 42.4 / Sentiment 63.1

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-28. Scenario method

B+
Bull case
20%
Probability
Target price
$38.00
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$33.00
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
B-
Bear case
30%
Probability
Target price
$24.00
Analysis reference price unavailable
Analysis 2026-07-28 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$308.77M
Beta
0.76
Shares Out
9.77M
P/E (TTM)
20.3
P/S (TTM)
2.57
P/FCF (TTM)
771.85
Rev YoY
+10.8%
EPS YoY
+125.6%
Gross Margin
-
Op Margin
+12.3%
Net Debt
$120.87M
Current Ratio
0.07
As of 2026-09-10 • Updated nightlySource: Internal modelMethods & Data