MCB

Metropolitan BankC

NYSE / Banks

At close

2026-08-01

Current thesis

MCB re-rates as NIM widens and credit remains stable, pushing valuation toward the analyst high; consistent execution on loan growth and deposit stability is required.

Posture

Mixed

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +6.6.

What can break

Deposit concentration and outflow risk

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $90.00 · Bull $97.65 · Bear $79.50

Data freshness

Prices

As of 2026-08-01

Fundamentals

As of 2026-07-31 • Vendor: Data Vendor v1

Scores

As of 2026-08-01 • Model: HYBRID_IC_RP

AI Memo

As of 2026-01-21 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-08-01

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $106.00

Why

Momentum33 · Δ7d -35.4

Value62 · Δ7d +6.6

Sentiment49 · Δ7d -1.5

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

10% active weight

Current posture

7d trendSoftening

Δ7d

-35.4

Δ21d

-32.7

Value

40% active weight

Current posture

7d trendImproving

Δ7d

+6.6

Δ21d

+9.0

Sentiment

49% active weight

Current posture

7d trendSoftening

Δ7d

-1.5

Δ21d

+0.8

Why this grade

Composite grade C. Momentum 32.6 / Value 61.7 / Sentiment 48.5

Fundamentals (TTM)

As of 2026-07-31

Market Cap

$1.15B

Beta

1.15

Shares Out

12.39M

P/E (TTM)

13.9

P/S (TTM)

2.76

P/FCF (TTM)

6.01

Rev YoY

+12.3%

EPS YoY

+101.6%

Gross Margin

Op Margin

+30.8%

Net Debt

$68.85M

Current Ratio

0.00

As of 2026-08-01 • Updated nightlySource: Internal modelMethodology