RankAlpha logo
Back to Rankings

MCB

Metropolitan BankC
NYSE / Banks
Last Price
Quote time unavailable
View Chart
Current thesis
MCB re-rates as NIM widens and credit remains stable, pushing valuation toward the analyst high; consistent execution on loan growth and deposit stability is required.
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -3.5.
What can break
Deposit concentration and outflow risk
Momentum
35
Value
55
Sentiment
61
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $90.00 · Bull $97.65 · Bear $79.50Analysis 2026-01-21; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-16 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-21 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-16

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-16. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $106.00
Why
Momentum35 · Δ7d +1.7
Value55 · Δ7d +0.0
Sentiment61 · Δ7d -3.5
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta -3.5.

Contradictions & invalidation

  • • Deposit concentration and outflow risk
  • • Deterioration in commercial real estate or broader loan portfolio credit
  • • Deposit outflows, rising provisions, or regulatory headlines compress multiples toward the analyst low, leaving the stock at or below the anchor until clarity returns.

Catalyst clock

2026-04-21

FY-2025 / Q4 earnings release and guidance

Lead driver: Sentiment · See AI snapshot
Momentum
35
9% active weight
Current posture
7d trendSoftening
Δ7d
+1.7
Δ21d
+3.0
Value
55
28% active weight
Current posture
7d trendFlat
Δ7d
+0.0
Δ21d
-0.0
Sentiment
61
62% active weight
Current posture
7d trendSoftening
Δ7d
-3.5
Δ21d
-3.1
Why this grade

Composite grade C. Momentum 35.3 / Value 55.3 / Sentiment 60.9

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-21. Scenario method

B+
Bull case
20%
Probability
Target price
$97.65
Analysis reference price unavailable
Analysis 2026-01-21 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$90.00
Analysis reference price unavailable
Analysis 2026-01-21 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$79.50
Analysis reference price unavailable
Analysis 2026-01-21 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$1.16B
Beta
1.15
Shares Out
12.4M
P/E (TTM)
13.9
P/S (TTM)
2.76
P/FCF (TTM)
6.01
Rev YoY
+10.7%
EPS YoY
-12.6%
Gross Margin
-
Op Margin
+22.2%
Net Debt
$68.85M
Current Ratio
0.00
As of 2026-09-16 • Updated nightlySource: Internal modelMethods & Data