KMX

CarMaxB

NYSE / Consumer Discretionary Distribution & Retail

At close

2026-07-18

Current thesis

The post-print bull case is that Q1 delivered a real top-line beat, wholesale strength, better CAF penetration, EPP margin per retail unit improvement, and visible SG&A leverage while the new CEO framed a credible self-help plan around pricing, conversion, transaction profitability, and cost discipline [#SEC-8K-2026-06-17]. Secondary stored coverage also reports at least eight Wall Street target increases and one upgrade after results, suggesting some analysts viewed the print as evidence of early execution progress, though the packet does not provide a full target-change table [#PR-EARNINGS-2026-06-18].

Posture

Constructive

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite, 7D delta +3.3.

What can break

CarMax Auto Finance income fell 1.0%, and any weaker credit performance or lower loan balances could limit transaction-level profit improvement [#SEC-8K-2026-06-17].

Momentum

Value

Sentiment

Setup hits (3d)

— · Net —

AI TargetsBase $54.00 · Bull $62.00 · Bear $42.00

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-06-23 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net —

Target $47.58

Why

Momentum90 · Δ7d +3.3

Value52 · Δ7d -0.5

Sentiment41 · Δ7d -9.7

So what

Strength-led posture. Favor watchlist adds and disciplined entries.

Setup hits not loaded

Load setup hits to see net bias and recent triggers.

Load setup hits

Lead driver: Momentum · See technicals

Momentum

26% active weight

Current posture

7d trendFlat

Δ7d

+3.3

Δ21d

-4.8

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.5

Δ21d

-0.0

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-9.7

Δ21d

-9.6

Why this grade

Composite grade B. Momentum 89.7 / Value 51.9 / Sentiment 41.0

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$8.14B

Beta

1.35

Shares Out

141.91M

P/E (TTM)

13.3

P/S (TTM)

0.22

P/FCF (TTM)

2.93

Rev YoY

-0.2%

EPS YoY

-5.3%

Gross Margin

+10.4%

Op Margin

+2.4%

Net Debt

$18.02B

Current Ratio

2.70

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology