KINS

Kingstone CompaniesC

Nasdaq / Insurance

At close

2026-08-04

Current thesis

The constructive read is that Q1 headline loss metrics were distorted by eleven winter catastrophe events, while underlying underwriting still improved and management reaffirmed 2026 growth guidance. That combination supports the idea that the earnings power shown in FY2025 may have been interrupted rather than broken [#8-K-2026-05-07] [#10-K-2026-03-16].

Posture

Mixed

Lead driver

Value

What changed

Next scheduled catalyst: earnings 2026-08-06 · AMC.

What can break

Coverage is low and post-print analyst revision evidence is limited in the packet, so forward visibility is weaker than the valuation gap alone suggests.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $16.50 · Bull $21.50 · Bear $10.50

Earnings

2026-08-06 · AMC

Data freshness

Prices

As of 2026-08-04

Fundamentals

As of 2026-08-03 • Vendor: Data Vendor v1

Scores

As of 2026-08-04 • Model: HYBRID_IC_RP

AI Memo

As of 2026-05-16 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-08-04

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $21.50

Why

Momentum81 · Δ7d +1.9

Value62 · Δ7d -0.4

Sentiment43 · Δ7d -0.8

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

10% active weight

Current posture

7d trendImproving

Δ7d

+1.9

Δ21d

+2.5

Value

40% active weight

Current posture

7d trendFlat

Δ7d

-0.4

Δ21d

+0.0

Sentiment

49% active weight

Current posture

7d trendFlat

Δ7d

-0.8

Δ21d

+2.0

Why this grade

Composite grade C. Momentum 81.1 / Value 62.1 / Sentiment 43.0

Fundamentals (TTM)

As of 2026-08-03

Market Cap

$292.01M

Beta

0.44

Shares Out

14.48M

P/E (TTM)

7.5

P/S (TTM)

1.17

P/FCF (TTM)

3.21

Rev YoY

+28.1%

EPS YoY

-247.7%

Gross Margin

Op Margin

+20.1%

Net Debt

-$7.6M

Current Ratio

0.33

As of 2026-08-04 • Updated nightlySource: Internal modelMethodology