ITUB
Itau Unibanco Pfd n-vtg PfdDNYSE / Banks
Last Price
At close
2026-07-18
Current thesis
Above-consensus NII and contained provisions drive margin expansion and re-rating toward the bull target; capital returns or sustained FX stability would accelerate upside.
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.6.
What can break
BRL depreciation or FX shock reducing USD ADR returns
Momentum
47
Value
45
Sentiment
47
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $7.60 · Bull $9.05 · Bear $6.15
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2025-09-27 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $9.48
Why
Momentum47 · Δ7d +14.5
Value45 · Δ7d +0.6
Sentiment47 · Δ7d +2.0
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
47
26% active weight
Current posture
7d trendImproving
Δ7d
+14.5
Δ21d
+35.3
Value
45
39% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
-14.2
Sentiment
47
34% active weight
Current posture
7d trendImproving
Δ7d
+2.0
Δ21d
-0.8
Why this grade
Composite grade D. Momentum 46.7 / Value 44.8 / Sentiment 47.4
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$93.22B
Beta
1.22
Shares Out
5.4B
P/E (TTM)
9.7
P/S (TTM)
2.27
P/FCF (TTM)
9.59
Rev YoY
-0.2%
EPS YoY
+16.5%
Gross Margin
-
Op Margin
+26.6%
Net Debt
$146.98B
Current Ratio
0.75
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology