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ISTR

InvestarC
Nasdaq / Banks
Last Price
At close
2026-07-21
View Chart
Current thesis
Bull: Successful execution on loan growth and deposit repricing plus modest multiple expansion; steady dividend sustains investor base and paired with improved credit trends pushes shares above $35.
Posture
Mixed
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-27.
What can break
Credit-quality deterioration / reserve increases
Momentum
39
Value
56
Sentiment
54
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $31.00 · Bull $35.00 · Bear $24.00
Earnings
2026-07-27
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-03-26 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $34.25
Why
Momentum39 · Δ7d -10.0
Value56 · Δ7d -0.4
Sentiment54 · Δ7d -2.7
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
39
26% active weight
Current posture
7d trendSoftening
Δ7d
-10.0
Δ21d
-3.0
Value
56
39% active weight
Current posture
7d trendFlat
Δ7d
-0.4
Δ21d
-6.2
Sentiment
54
34% active weight
Current posture
7d trendSoftening
Δ7d
-2.7
Δ21d
-3.4
Why this grade

Composite grade C. Momentum 38.7 / Value 55.8 / Sentiment 53.9

Fundamentals (TTM)
As of 2026-07-21
Market Cap
$411.88M
Beta
0.55
Shares Out
13.79M
P/E (TTM)
12.3
P/S (TTM)
2.94
P/FCF (TTM)
28.95
Rev YoY
+53.5%
EPS YoY
+17.0%
Gross Margin
-
Op Margin
+31.2%
Net Debt
$128M
Current Ratio
0.05
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology