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INBK

First Internet BancorpC
Nasdaq / Banks
Last Price
At close
2026-06-02
View Chart
Current thesis
The post-earnings bull case is that Q1 showed real operating repair: revenue rose 21% year over year, FTE NIM reached 2.45%, deposits improved in mix, and EPS materially beat the limited consensus snapshot, while the stock still sits well below tangible book value of $40.87 per share reported in the release. [#8-K-2026-04-30]
Posture
Mixed
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta -5.0.
What can break
Capital is adequate but not roomy for a renewed credit shock: tangible common equity to tangible assets was 6.24% and CET1 was 8.97% in the Q1 release. [#8-K-2026-04-30]
Momentum
71
Value
37
Sentiment
53
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $25.50 · Bull $29.00 · Bear $19.00
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-01 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-03 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $25.70
Why
Momentum71 · Δ7d -5.0
Value37 · Δ7d -0.0
Sentiment53 · Δ7d +2.0
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Momentum · See technicals
Momentum
71
34% active weight
Current posture
7d trendSoftening
Δ7d
-5.0
Δ21d
-9.3
Value
37
32% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.1
Sentiment
53
33% active weight
Current posture
7d trendImproving
Δ7d
+2.0
Δ21d
+12.1
Why this grade

Composite grade C. Momentum 70.5 / Value 37.3 / Sentiment 53.2

Fundamentals (TTM)
As of 2026-06-01
Market Cap
$209.11M
Beta
0.83
Shares Out
8.71M
P/E (TTM)
12.3
P/S (TTM)
1.61
P/FCF (TTM)
22.08
Rev YoY
+12.5%
EPS YoY
-696.9%
Gross Margin
-
Op Margin
-42.0%
Net Debt
$95.9M
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology