IBCP

Independent BankC

Nasdaq / Banks

At close

2026-06-03

View Chart

Current thesis

Composite grade C from latest DB weights. Momentum 42.2 / Value 60.6 / Sentiment 58.5

Posture

Mixed

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta -0.0.

What can break

Mixed signals. Wait for cleaner trend confirmation.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase - · Bull - · Bear -

Data freshness

Prices

As of 2026-06-03

Fundamentals

As of 2026-06-02 • Vendor: Data Vendor v1

Scores

As of 2026-06-03 • Model: HYBRID_IC_RP

AI Memo

Unavailable: No memo yet

Investment thesis

As of 2026-06-03

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $37.60

Why

Momentum42 · Δ7d -1.9

Value61 · Δ7d -0.0

Sentiment58 · Δ7d -

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

34% active weight

Current posture

7d trendFlat

Δ7d

-1.9

Δ21d

+4.0

Value

32% active weight

Current posture

7d trendFlat

Δ7d

-0.0

Δ21d

+0.1

Sentiment

33% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade C. Momentum 42.2 / Value 60.6 / Sentiment 58.5

Fundamentals (TTM)

As of 2026-06-02

Market Cap

$705.97M

Beta

0.79

Shares Out

20.69M

P/E (TTM)

10.1

P/S (TTM)

2.96

P/FCF (TTM)

12.37

Rev YoY

+1.4%

EPS YoY

+28.0%

Gross Margin

Op Margin

+36.5%

Net Debt

$22.41M

Current Ratio

As of 2026-06-03 • Updated nightlySource: Internal modelMethodology