HQY
HealthEquityBNasdaq / Health Care Equipment & Services
Last Price
At close
2026-06-02
Current thesis
The beat-and-raise print showed 46% Adjusted EBITDA margin, 19% HSA asset growth, and a larger buyback program, reinforcing a durable operating-leverage story [#8-K-2026-05-28].
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta +11.1.
What can break
Changes to HSA tax treatment, healthcare regulation, or CDB adoption could weaken the structural growth story [#8-K-2026-05-28].
Momentum
62
Value
58
Sentiment
60
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $114.40 · Bull $130.00 · Bear $79.00
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-01 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-29 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-06-02
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $114.44
Why
Momentum62 · Δ7d +11.1
Value58 · Δ7d -0.6
Sentiment60 · Δ7d +8.5
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
62
34% active weight
Current posture
7d trendSoftening
Δ7d
+11.1
Δ21d
+15.6
Value
58
32% active weight
Current posture
7d trendFlat
Δ7d
-0.6
Δ21d
-0.7
Sentiment
60
33% active weight
Current posture
7d trendImproving
Δ7d
+8.5
Δ21d
+4.7
Why this grade
Composite grade B. Momentum 62.4 / Value 57.9 / Sentiment 60.3
Fundamentals (TTM)As of 2026-06-01
Fundamentals (TTM)
As of 2026-06-01
Market Cap
$7.58B
Beta
0.24
Shares Out
85.44M
P/E (TTM)
42.8
P/S (TTM)
6.19
P/FCF (TTM)
22.02
Rev YoY
+7.2%
EPS YoY
+823.8%
Gross Margin
+67.7%
Op Margin
+22.6%
Net Debt
$760.35M
Current Ratio
4.13
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology