HFBL
Home Federal Bancorp of LouisianaDNasdaq / Banks
Last Price
At close
2026-07-22
Current thesis
Outperformance driven by rising NIM, stable credit, and modest multiple expansion; community banking premium reasserts into H1–H2 2027.
Posture
Defensive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-27.
What can break
Capital or dividend actions that reduce shareholder returns
Momentum
49
Value
48
Sentiment
45
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $18.16 · Bull $24.10 · Bear $13.50
Earnings
2026-07-27
Data freshness
Prices
As of 2026-07-22
Fundamentals
As of 2026-07-23 • Vendor: Data Vendor v1
Scores
As of 2026-07-22 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-24 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-22
Investment thesis
As of 2026-07-22
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Why
Momentum49 · Δ7d -
Value48 · Δ7d +0.5
Sentiment45 · Δ7d -
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
49
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
48
39% active weight
Current posture
7d trendFlat
Δ7d
+0.5
Δ21d
-1.0
Sentiment
45
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade D. Momentum 48.6 / Value 48.4 / Sentiment 44.9
Fundamentals (TTM)As of 2026-07-23
Fundamentals (TTM)
As of 2026-07-23
Market Cap
$67.32M
Beta
0.33
Shares Out
3.05M
P/E (TTM)
11.8
P/S (TTM)
2.47
P/FCF (TTM)
9.47
Rev YoY
+8.5%
EPS YoY
+98.0%
Gross Margin
-
Op Margin
+26.2%
Net Debt
$2.79M
Current Ratio
0.12
As of 2026-07-22 • Updated nightlySource: Internal modelMethodology