FUNC
First UnitedCNasdaq / Banks
Last Price
At close
2026-07-21
Current thesis
Composite grade C from latest DB weights. Momentum 6.1 / Value 67.9 / Sentiment 61.2
Posture
Mixed
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-27.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
6
Value
68
Sentiment
61
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Earnings
2026-07-27
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $47.25
Why
Momentum6 · Δ7d -
Value68 · Δ7d +8.3
Sentiment61 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
6
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
68
39% active weight
Current posture
7d trendImproving
Δ7d
+8.3
Δ21d
+8.1
Sentiment
61
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade C. Momentum 6.1 / Value 67.9 / Sentiment 61.2
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$287.78M
Beta
0.54
Shares Out
6.45M
P/E (TTM)
9.7
P/S (TTM)
2.81
P/FCF (TTM)
22.55
Rev YoY
+6.9%
EPS YoY
+14.7%
Gross Margin
-
Op Margin
+38.3%
Net Debt
-$15.06M
Current Ratio
0.07
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology