FRHC

FreedomC

Nasdaq / Financial Services

At close

2026-06-02

Current thesis

Primary sources still show real operating scale: nine-month operating cash flow of $1.73 billion, higher cash balances, asset growth, and expanding customer counts support the idea that FRHC's cross-sell ecosystem is still gaining adoption [#10-Q-2026-02-09][#IR-2026-02-10].

Posture

Mixed

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite, 7D delta +22.5.

What can break

Business mix and investor perception remain tied to Kazakhstan/Central Asia regulatory and governance conditions.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $145.00 · Bull $180.00 · Bear $120.00

Data freshness

Prices

As of 2026-06-02

Fundamentals

As of 2026-06-01 • Vendor: Data Vendor v1

Scores

As of 2026-06-02 • Model: HYBRID_IC_RP

AI Memo

As of 2026-04-15 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-06-02

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Why

Momentum57 · Δ7d +22.5

Value42 · Δ7d -0.5

Sentiment48 · Δ7d -1.4

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Momentum · See technicals

Momentum

34% active weight

Current posture

7d trendImproving

Δ7d

+22.5

Δ21d

+28.5

Value

32% active weight

Current posture

7d trendFlat

Δ7d

-0.5

Δ21d

-1.2

Sentiment

33% active weight

Current posture

7d trendSoftening

Δ7d

-1.4

Δ21d

+1.8

Why this grade

Composite grade C. Momentum 57.0 / Value 41.5 / Sentiment 48.3

Fundamentals (TTM)

As of 2026-06-01

Market Cap

$9.21B

Beta

0.83

Shares Out

61.16M

P/E (TTM)

4446.9

P/S (TTM)

3.89

P/FCF (TTM)

3.78

Rev YoY

-7.7%

EPS YoY

-66.6%

Gross Margin

+64.4%

Op Margin

+24.2%

Net Debt

$1.05B

Current Ratio

As of 2026-06-02 • Updated nightlySource: Internal modelMethodology