FRAF
Franklin Financial ServicesDNasdaq / Banks
Last Price
At close
2026-06-02
Current thesis
Sustained NIM expansion, contained credit costs, and return of capital (dividends/buybacks) could re-rate the stock toward regional peers and the bull target (~67.05).
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.3.
What can break
Deposit outflows / funding pressure
Momentum
27
Value
56
Sentiment
45
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $49.62 · Bull $67.05 · Bear $31.29
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-01 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-13 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-06-02
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Why
Momentum27 · Δ7d -
Value56 · Δ7d +0.3
Sentiment45 · Δ7d -
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
27
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
56
32% active weight
Current posture
7d trendFlat
Δ7d
+0.3
Δ21d
-0.2
Sentiment
45
33% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade D. Momentum 26.9 / Value 55.6 / Sentiment 44.7
Fundamentals (TTM)As of 2026-06-01
Fundamentals (TTM)
As of 2026-06-01
Market Cap
$256.19M
Beta
-0.08
Shares Out
4.48M
P/E (TTM)
14.3
P/S (TTM)
2.78
P/FCF (TTM)
11.56
Rev YoY
+13.9%
EPS YoY
+24.8%
Gross Margin
-
Op Margin
+23.9%
Net Debt
-$149K
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology