FLYW
FlywireBNasdaq / Financial Services
Last Price
At close
2026-07-18
Current thesis
The earnings follow-up is better than the old baseline: Q1 materially beat the pre-print revenue and EPS bar, full-year growth and margin guidance moved higher, and the ASR adds a capital-allocation support signal. The stock also confirmed that investors viewed the print positively, with the close moving from $14.22 on May 4, 2026 to $17.51 on May 6, 2026.
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta +2.5.
What can break
Exposure to foreign student demand, immigration and visa policy, and broader cross-border education/travel trends remains a live risk flagged in the 10-Q.
Momentum
88
Value
45
Sentiment
49
Setup hits (3d)
— · Net —
AI TargetsBase $17.00 · Bull $20.50 · Bear $13.00
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-08 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net —
Target $19.43
Why
Momentum88 · Δ7d +2.5
Value45 · Δ7d +0.2
Sentiment49 · Δ7d -5.8
So what
Strength-led posture. Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
88
26% active weight
Current posture
7d trendFlat
Δ7d
+2.5
Δ21d
+10.3
Value
45
39% active weight
Current posture
7d trendFlat
Δ7d
+0.2
Δ21d
+1.3
Sentiment
49
34% active weight
Current posture
7d trendSoftening
Δ7d
-5.8
Δ21d
-4.8
Why this grade
Composite grade B. Momentum 87.9 / Value 45.3 / Sentiment 49.0
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$2.24B
Beta
1.28
Shares Out
123.42M
P/E (TTM)
335.8
P/S (TTM)
2.97
P/FCF (TTM)
37.41
Rev YoY
+41.0%
EPS YoY
-389.3%
Gross Margin
+56.1%
Op Margin
+1.1%
Net Debt
-$353.65M
Current Ratio
1.75
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology