FINW
FinWise BancorpDNasdaq / Banks
Last Price
At close
2026-07-18
Current thesis
Composite grade D from latest DB weights. Momentum 8.3 / Value 59.3 / Sentiment 60.2
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.8.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
8
Value
59
Sentiment
60
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $19.00
Why
Momentum8 · Δ7d -
Value59 · Δ7d +0.8
Sentiment60 · Δ7d -
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
8
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
59
39% active weight
Current posture
7d trendFlat
Δ7d
+0.8
Δ21d
+3.6
Sentiment
60
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade D. Momentum 8.3 / Value 59.3 / Sentiment 60.2
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$189.42M
Beta
0.82
Shares Out
13.71M
P/E (TTM)
16.8
P/S (TTM)
2.31
P/FCF (TTM) · Derived
-0.03
Rev YoY
+86.4%
EPS YoY
-12.6%
Gross Margin
-
Op Margin
+19.0%
Net Debt
-$7.67M
Current Ratio
0.18
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology