RankAlpha logo
Back to Rankings

FIGR

Figure SolutionsB
Nasdaq / Financial Services
Last Price
Quote time unavailable
View Chart
Current thesis
Q2 delivered record marketplace volume, revenue, net income, and Adjusted EBITDA growth, with improving partner scale and Figure Connect penetration. Continued execution against the Q3 volume guide and successful Kiavi integration could sustain the positive trajectory.
Posture
Constructive
Lead driver
Sentiment
What changed
1 setup hits (3d) with net bullish as of 2026-09-08.
What can break
Kiavi integration and realization of anticipated benefits remain execution risks after the September 1 closing.
Momentum
92
Value
45
Sentiment
67
Setup hits (3d)
1 · Net Bullish
AI TargetsBase $41.00 · Bull $52.00 · Bear $26.00Analysis 2026-09-03; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-09-03 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Bullish
Target $53.22
Why
Momentum92 · Δ7d +6.1
Value45 · Δ7d +0.6
Sentiment67 · Δ7d -26.4
So what
Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • 1 setup hits (3d) with net bullish as of 2026-09-08.
  • • Sentiment remains the lead driver in the composite, 7D delta -26.4.

Contradictions & invalidation

  • • Kiavi integration and realization of anticipated benefits remain execution risks after the September 1 closing.
  • • Net take rate fell 40 basis points year over year despite strong volume growth.
  • • The declining take rate, increased balance-sheet financing following the Kiavi acquisition, integration execution risk, and recent officer sales create downside sensitivity if volume growth slows or marketplace monetization weakens.

Catalyst clock

2026-09-01

Kiavi integration and benefit realization

Lead driver: Sentiment · See AI snapshot
Momentum
92
9% active weight
Current posture
7d trendImproving
Δ7d
+6.1
Δ21d
+74.9
Value
45
28% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
+0.9
Sentiment
67
62% active weight
Current posture
7d trendSoftening
Δ7d
-26.4
Δ21d
-24.4
Why this grade

Composite grade B. Momentum 91.8 / Value 45.4 / Sentiment 66.6

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-09-03. Scenario method

B+
Bull case
25%
Probability
Target price
$52.00
Analysis reference price unavailable
Analysis 2026-09-03 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$41.00
Analysis reference price unavailable
Analysis 2026-09-03 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$26.00
Analysis reference price unavailable
Analysis 2026-09-03 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$7.88B
Beta
-
Shares Out
220.52M
P/E (TTM) · Derived
124.7
P/S (TTM)
-
P/FCF (TTM) · Derived
-0.93
Rev YoY
+80.7%
EPS YoY
+911.7%
Gross Margin
+82.7%
Op Margin
+42.1%
Net Debt
-$417.09M
Current Ratio
1.40
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data