FICO

Fair IsaacC

NYSE / Software & Services

At close

2026-07-18

View Chart

Current thesis

Composite grade C from latest DB weights. Momentum 49.1 / Value 53.1

Posture

Mixed

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta -0.1.

What can break

Mixed signals. Wait for cleaner trend confirmation.

Momentum

Value

Sentiment

N/A

Setup hits (3d)

0 · Net Neutral

AI TargetsBase - · Bull - · Bear -

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

Unavailable: No memo yet

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $1,507.50

Why

Momentum49 · Δ7d -8.2

Value53 · Δ7d -0.1

SentimentN/A · Δ7d -

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

40% active weight

Current posture

7d trendImproving

Δ7d

-8.2

Δ21d

+14.5

Value

60% active weight

Current posture

7d trendFlat

Δ7d

-0.1

Δ21d

-0.4

Sentiment

N/A

Coverage pending

No current score

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade C. Momentum 49.1 / Value 53.1

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$29.15B

Beta

1.27

Shares Out

23.19M

P/E (TTM)

62.3

P/S (TTM)

19.69

P/FCF (TTM)

53.02

Rev YoY

+38.7%

EPS YoY

+69.0%

Gross Margin

+84.2%

Op Margin

+46.5%

Net Debt

$2.96B

Current Ratio

2.22

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology