FCFS
FirstCashDNasdaq / Financial Services
Last Price
At close
2026-07-18
Current thesis
Bull case assumes sustained strong same-store sales and fee income, contained credit losses, and multiple expansion toward analyst highs driven by improving consumer liquidity and successful capital returns.
Posture
Defensive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-23 · BMO.
What can break
Analyst downgrades and target cuts increasing volatility
Momentum
34
Value
51
Sentiment
42
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $181.92 · Bull $217.00 · Bear $110.00
Earnings
2026-07-23 · BMO
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-08 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $240.50
Why
Momentum34 · Δ7d -27.8
Value51 · Δ7d +0.4
Sentiment42 · Δ7d -0.5
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
34
26% active weight
Current posture
7d trendSoftening
Δ7d
-27.8
Δ21d
-36.5
Value
51
39% active weight
Current posture
7d trendFlat
Δ7d
+0.4
Δ21d
+1.6
Sentiment
42
34% active weight
Current posture
7d trendFlat
Δ7d
-0.5
Δ21d
-2.1
Why this grade
Composite grade D. Momentum 34.1 / Value 50.6 / Sentiment 41.7
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$9.36B
Beta
0.49
Shares Out
43.84M
P/E (TTM)
23.5
P/S (TTM)
2.06
P/FCF (TTM)
18.82
Rev YoY
+25.7%
EPS YoY
+30.4%
Gross Margin
+51.9%
Op Margin
+15.0%
Net Debt
$2.44B
Current Ratio
4.77
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology