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FCFS

FirstCashD
Nasdaq / Financial Services
Last Price
Quote time unavailable
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Current thesis
Bull case assumes sustained strong same-store sales and fee income, contained credit losses, and multiple expansion toward analyst highs driven by improving consumer liquidity and successful capital returns.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +0.1.
What can break
Analyst downgrades and target cuts increasing volatility
Momentum
60
Value
51
Sentiment
46
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $181.92 · Bull $217.00 · Bear $110.00Analysis 2026-02-08; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-08 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $249.25
Why
Momentum60 · Δ7d +1.9
Value51 · Δ7d -0.1
Sentiment46 · Δ7d +0.1
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta +0.1.

Contradictions & invalidation

  • • Analyst downgrades and target cuts increasing volatility
  • • Region-specific revenue concentration
  • • Bear case assumes deterioration in consumer credit, rising loan-loss provisions, and multiple compression that could push value materially below consensus if credit metrics worsen.

Catalyst clock

2026-05-09

Next quarterly earnings release and guidance

Lead driver: Sentiment · See AI snapshot
Momentum
60
9% active weight
Current posture
7d trendImproving
Δ7d
+1.9
Δ21d
+26.0
Value
51
28% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
-7.5
Sentiment
46
62% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
-3.7
Why this grade

Composite grade D. Momentum 59.6 / Value 50.6 / Sentiment 45.7

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-02-08. Scenario method

B+
Bull case
20%
Probability
Target price
$217.00
Analysis reference price unavailable
Analysis 2026-02-08 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$181.92
Analysis reference price unavailable
Analysis 2026-02-08 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$110.00
Analysis reference price unavailable
Analysis 2026-02-08 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$9.38B
Beta
0.49
Shares Out
43.37M
P/E (TTM)
23.5
P/S (TTM)
2.06
P/FCF (TTM)
18.82
Rev YoY
+29.4%
EPS YoY
+58.1%
Gross Margin
+51.5%
Op Margin
+16.1%
Net Debt
$2.44B
Current Ratio
4.89
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data