FCF
First Commonwealth FinancialBNYSE / Banks
Last Price
At close
2026-07-20
Current thesis
Composite grade B from latest DB weights. Momentum 56.4 / Value 53.6 / Sentiment 59.6
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.4.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
56
Value
54
Sentiment
60
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $21.33
Why
Momentum56 · Δ7d +12.0
Value54 · Δ7d -0.4
Sentiment60 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
56
26% active weight
Current posture
7d trendFlat
Δ7d
+12.0
Δ21d
+1.3
Value
54
39% active weight
Current posture
7d trendFlat
Δ7d
-0.4
Δ21d
-0.7
Sentiment
60
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 56.4 / Value 53.6 / Sentiment 59.6
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$2.13B
Beta
0.80
Shares Out
101.68M
P/E (TTM)
12.3
P/S (TTM)
3.51
P/FCF (TTM)
23.05
Rev YoY
+6.7%
EPS YoY
+14.2%
Gross Margin
-
Op Margin
+35.5%
Net Debt
$349.06M
Current Ratio
0.08
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology