FBNC
First Bancorp /NCCNasdaq / Banks
Last Price
At close
2026-07-18
Current thesis
Composite grade C from latest DB weights. Momentum 53.5 / Value 44.6 / Sentiment 60.2
Posture
Mixed
Lead driver
Sentiment
What changed
Next scheduled catalyst: earnings 2026-07-22 · BMO.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
54
Value
45
Sentiment
60
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Earnings
2026-07-22 · BMO
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $68.55
Why
Momentum54 · Δ7d +5.4
Value45 · Δ7d +0.1
Sentiment60 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Sentiment · See AI snapshot
Momentum
54
26% active weight
Current posture
7d trendSoftening
Δ7d
+5.4
Δ21d
-3.4
Value
45
39% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
+0.4
Sentiment
60
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade C. Momentum 53.5 / Value 44.6 / Sentiment 60.2
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$2.67B
Beta
0.90
Shares Out
41.38M
P/E (TTM)
21.9
P/S (TTM)
5.79
P/FCF (TTM)
12.22
Rev YoY
+8.2%
EPS YoY
+28.0%
Gross Margin
-
Op Margin
+34.8%
Net Debt
-$57.95M
Current Ratio
0.07
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology