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EVTC

EVERTECB
NYSE / Financial Services
Last Price
Quote time unavailable
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Current thesis
Strong Q2 growth, raised full-year outlook, Latin America expansion, acquisition contributions, and expanded buybacks support a constructive view. [#SEC-8K-2026-08-04]
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +1.8.
What can break
Acquisition integration, amortization, and higher interest expense could pressure earnings.
Momentum
48
Value
57
Sentiment
72
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $34.00 · Bull $39.00 · Bear $24.00Analysis 2026-08-09; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-11 • Model: HYBRID_IC_RP
AI Memo
As of 2026-08-09 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-11

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-11. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $35.60
Why
Momentum48 · Δ7d +7.1
Value57 · Δ7d +0.0
Sentiment72 · Δ7d +1.8
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta +1.8.

Contradictions & invalidation

  • • Acquisition integration, amortization, and higher interest expense could pressure earnings.
  • • Business Solutions revenue is affected by a 10% Popular discount.
  • • The sharp GAAP earnings decline, cybersecurity and integration costs, higher debt service, Business Solutions contraction, and reliance on a non-recurring volume benefit weaken earnings quality and forward visibility.

Catalyst clock

2026-08-04

Q2 beat and raised 2026 outlook

Lead driver: Sentiment · See AI snapshot
Momentum
48
9% active weight
Current posture
7d trendImproving
Δ7d
+7.1
Δ21d
-25.4
Value
57
28% active weight
Current posture
7d trendFlat
Δ7d
+0.0
Δ21d
+0.1
Sentiment
72
62% active weight
Current posture
7d trendImproving
Δ7d
+1.8
Δ21d
+2.7
Why this grade

Composite grade B. Momentum 48.0 / Value 57.5 / Sentiment 72.4

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-08-09. Scenario method

B+
Bull case
25%
Probability
Target price
$39.00
Analysis reference price unavailable
Analysis 2026-08-09 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$34.00
Analysis reference price unavailable
Analysis 2026-08-09 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$24.00
Analysis reference price unavailable
Analysis 2026-08-09 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$1.82B
Beta
0.86
Shares Out
59.75M
P/E (TTM)
13.2
P/S (TTM)
2.10
P/FCF (TTM)
14.31
Rev YoY
+19.7%
EPS YoY
-85.9%
Gross Margin
+36.8%
Op Margin
+19.9%
Net Debt
$798.55M
Current Ratio
1.70
As of 2026-09-11 • Updated nightlySource: Internal modelMethods & Data