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ENVA

Enova InternationalB
NYSE / Financial Services
Last Price
At close
2026-06-02
View Chart
Current thesis
Improving loss rates, stable funding, and successful partnership scaling could re-rate the stock toward higher analyst targets, but near-term upside is modest from current levels.
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta -15.1.
What can break
Execution risk on new product partnerships
Momentum
67
Value
54
Sentiment
53
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $160.00 · Bull $215.00 · Bear $120.00
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-01 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-28 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $193.71
Why
Momentum67 · Δ7d -15.1
Value54 · Δ7d -0.9
Sentiment53 · Δ7d -1.4
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
67
34% active weight
Current posture
7d trendSoftening
Δ7d
-15.1
Δ21d
-22.5
Value
54
32% active weight
Current posture
7d trendFlat
Δ7d
-0.9
Δ21d
-0.5
Sentiment
53
33% active weight
Current posture
7d trendSoftening
Δ7d
-1.4
Δ21d
+10.4
Why this grade

Composite grade B. Momentum 67.0 / Value 54.4 / Sentiment 52.6

Fundamentals (TTM)
As of 2026-06-01
Market Cap
$4.09B
Beta
1.25
Shares Out
24.78M
P/E (TTM)
14.9
P/S (TTM)
2.62
P/FCF (TTM)
2.68
Rev YoY
+15.1%
EPS YoY
+93.7%
Gross Margin
-
Op Margin
+40.6%
Net Debt
$3.49B
Current Ratio
21.75
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology