CZWI
Citizens Community BancorpBNasdaq / Banks
Last Price
At close
2026-07-22
Current thesis
Composite grade B from latest DB weights. Momentum 69.4 / Value 50.5 / Sentiment 61.7
Posture
Constructive
Lead driver
Sentiment
What changed
Next scheduled catalyst: earnings 2026-07-27.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
69
Value
50
Sentiment
62
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Earnings
2026-07-27
Data freshness
Prices
As of 2026-07-22
Fundamentals
As of 2026-07-22 • Vendor: Data Vendor v1
Scores
As of 2026-07-22 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-22
Investment thesis
As of 2026-07-22
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $24.00
Why
Momentum69 · Δ7d +0.9
Value50 · Δ7d +0.2
Sentiment62 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Sentiment · See AI snapshot
Momentum
69
26% active weight
Current posture
7d trendFlat
Δ7d
+0.9
Δ21d
+8.6
Value
50
39% active weight
Current posture
7d trendFlat
Δ7d
+0.2
Δ21d
+0.9
Sentiment
62
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 69.4 / Value 50.5 / Sentiment 61.7
Fundamentals (TTM)As of 2026-07-22
Fundamentals (TTM)
As of 2026-07-22
Market Cap
$223.07M
Beta
0.67
Shares Out
9.64M
P/E (TTM)
13.7
P/S (TTM)
2.83
P/FCF (TTM)
29.08
Rev YoY
+3.8%
EPS YoY
+21.9%
Gross Margin
-
Op Margin
+26.4%
Net Debt
-$66.1M
Current Ratio
0.11
As of 2026-07-22 • Updated nightlySource: Internal modelMethodology