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CWBC

Community West BancsharesB
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
June-quarter deposit cost fell to 1.31% from 1.40%, while tax-equivalent net interest margin rose to 4.56% from 4.30%. Sustained funding improvement and lower merger costs could lift earnings.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.7.
What can break
A substantially higher June-quarter credit provision leaves reserve adequacy and future charge-offs important to monitor. [#SEC-8K-2026-07-23]
Momentum
64
Value
57
Sentiment
56
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $27.00 · Bull $31.00 · Bear $21.00Analysis 2026-10-19; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-10-19 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $29.70
Why
Momentum64 · Δ7d -4.1
Value57 · Δ7d +0.7
Sentiment56 · Δ7d +4.6
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • Value remains the lead driver in the composite, 7D delta +0.7.

Contradictions & invalidation

  • • A substantially higher June-quarter credit provision leaves reserve adequacy and future charge-offs important to monitor. [#SEC-8K-2026-07-23]
  • • Analyst-target coverage is thin or unquantified in the packet; peer comparisons are imperfect.
  • • Reported June-quarter EPS was $0.10 versus $0.60 in the prior quarter, reflecting merger costs, securities losses, and higher credit provision.

Catalyst clock

2026-12-31

Merger-cost normalization

Lead driver: Value · See fundamentals
Momentum
64
8% active weight
Current posture
7d trendImproving
Δ7d
-4.1
Δ21d
-2.5
Value
57
47% active weight
Current posture
7d trendFlat
Δ7d
+0.7
Δ21d
+1.6
Sentiment
56
45% active weight
Current posture
7d trendImproving
Δ7d
+4.6
Δ21d
-13.1
Why this grade

Composite grade B. Momentum 64.0 / Value 56.6 / Sentiment 55.9

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-10-19. Scenario method

B+
Bull case
25%
Probability
Target price
$31.00
Analysis reference price unavailable
Analysis 2026-10-19 · RankAlpha Sentiment Codex
Most likely
B
Base case
45%
Probability
Target price
$27.00
Analysis reference price unavailable
Analysis 2026-10-19 · RankAlpha Sentiment Codex
B-
Bear case
30%
Probability
Target price
$21.00
Analysis reference price unavailable
Analysis 2026-10-19 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$704.32M
Beta
0.92
Shares Out
27.13M
P/E (TTM)
12.7
P/S (TTM)
3.03
P/FCF (TTM)
15.15
Rev YoY
+32.6%
EPS YoY
-75.8%
Gross Margin
-
Op Margin
+27.4%
Net Debt
$126.51M
Current Ratio
0.07
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data