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CVBF

CVB FinancialC
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
Bull case: NIM recovery and stronger-than-expected loan growth drive EPS beats; investor re-rating towards the upper analyst range (~$26) as risk premium shrinks.
Posture
Mixed
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.3.
What can break
Analyst downgrades or target cuts following an in-line or weak quarter
Momentum
69
Value
51
Sentiment
51
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $22.00 · Bull $26.00 · Bear $17.00Analysis 2026-02-07; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-26 • Vendor: Data Vendor v1
Scores
As of 2026-10-26 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-07 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-10-26

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-26. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $26.08
Why
Momentum69 · Δ7d +10.2
Value51 · Δ7d -0.3
Sentiment51 · Δ7d -6.7
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Confirming evidence

  • • Value remains the lead driver in the composite, 7D delta -0.3.

Contradictions & invalidation

  • • Analyst downgrades or target cuts following an in-line or weak quarter
  • • Material deterioration in commercial real-estate or CRE loan performance
  • • Bear case: NIM compression, deposit pressure, or credit stress forces multiple compression and downgrades; targets fall toward the low analyst estimates (~$17).

Catalyst clock

2026-05-08

Analyst target revisions / consensus update

Lead driver: Value · See fundamentals
Momentum
69
8% active weight
Current posture
7d trendImproving
Δ7d
+10.2
Δ21d
+3.2
Value
51
47% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
-9.1
Sentiment
51
45% active weight
Current posture
7d trendSoftening
Δ7d
-6.7
Δ21d
-11.6
Why this grade

Composite grade C. Momentum 68.8 / Value 51.0 / Sentiment 50.8

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-02-07. Scenario method

B+
Bull case
20%
Probability
Target price
$26.00
Analysis reference price unavailable
Analysis 2026-02-07 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$22.00
Analysis reference price unavailable
Analysis 2026-02-07 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$17.00
Analysis reference price unavailable
Analysis 2026-02-07 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-10-26
Market Cap
$4.03B
Beta
0.69
Shares Out
176M
P/E (TTM)
13.0
P/S (TTM)
5.14
P/FCF (TTM)
19.16
Rev YoY
+37.9%
EPS YoY
-21.6%
Gross Margin
-
Op Margin
+43.6%
Net Debt
$929.63M
Current Ratio
0.10
As of 2026-10-26 • Updated nightlySource: Internal modelMethods & Data