B+
Bull case
20%
Probability
Target price
$26.00
Analysis reference price unavailable
Analysis 2026-02-07 · RankAlpha Sentiment AI
CVBF
CVB FinancialCNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
Bull case: NIM recovery and stronger-than-expected loan growth drive EPS beats; investor re-rating towards the upper analyst range (~$26) as risk premium shrinks.
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +3.5.
What can break
Analyst downgrades or target cuts following an in-line or weak quarter
Momentum
49
Value
52
Sentiment
62
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $22.00 · Bull $26.00 · Bear $17.00Analysis 2026-02-07; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-07 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $26.17
Why
Momentum49 · Δ7d -2.6
Value52 · Δ7d -0.0
Sentiment62 · Δ7d +3.5
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +3.5.
Contradictions & invalidation
- • Analyst downgrades or target cuts following an in-line or weak quarter
- • Material deterioration in commercial real-estate or CRE loan performance
- • Bear case: NIM compression, deposit pressure, or credit stress forces multiple compression and downgrades; targets fall toward the low analyst estimates (~$17).
Catalyst clock
2026-05-08
Analyst target revisions / consensus update
Lead driver: Sentiment · See AI snapshot
Momentum
49
9% active weight
Current posture
7d trendFlat
Δ7d
-2.6
Δ21d
-7.1
Value
52
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.0
Sentiment
62
62% active weight
Current posture
7d trendImproving
Δ7d
+3.5
Δ21d
+6.0
Why this grade
Composite grade C. Momentum 48.7 / Value 51.7 / Sentiment 61.7
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-02-07. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$22.00
Analysis reference price unavailable
Analysis 2026-02-07 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$17.00
Analysis reference price unavailable
Analysis 2026-02-07 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$4.07B
Beta
0.69
Shares Out
176M
P/E (TTM)
13.0
P/S (TTM)
5.14
P/FCF (TTM)
19.16
Rev YoY
+37.9%
EPS YoY
-21.6%
Gross Margin
-
Op Margin
+43.6%
Net Debt
$929.63M
Current Ratio
0.10
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data